Mortgage Prequalification That Captures What Your Form Can’t.
Static pre-qual forms collect income and property type. Perspective’s AI replaces your mortgage prequalification form with an adaptive conversation that captures employment complexity, urgency, credit context, and borrower intent — so your loan officers focus on deals that will actually close.
Same Form. Same Fields. Same Guesswork.
See what changes when you replace your static mortgage prequalification form with an AI conversation that uncovers borrower readiness before your LO picks up the phone.
The Static Pre-Qual Form
- Pre-qual forms ask for income and property type — but can’t tell you if the borrower is serious, shopping rates, or just browsing Zillow on a Sunday afternoon
- Self-employed borrowers check “self-employed” and leave your LO to untangle 1099s, K-1s, and two years of tax returns on the first call
- No way to know a borrower already lost one offer and needs to close in 45 days — information that completely changes how your team prioritizes the file
- Loan officers waste hours calling unqualified leads who were never serious, while ready-to-close borrowers wait in the queue
AI Mortgage Prequalification with Perspective
- Your AI pre-qualification conversation captures the full borrower story — income sources, employment history, credit context, urgency, and what’s driving the purchase — before your LO ever picks up the phone
- Adapts follow-up questions based on responses: a self-employed borrower gets asked about documentation and business tenure, while a W-2 employee gets a streamlined path
- Surfaces intent signals your form can’t capture — they already lost an offer, they’re comparing three lenders, their lease expires next month, or their rate lock is running out
- Loan officers get a complete borrower profile routed to LendingPad, Zeitro, or Salesforce — with the context to prioritize, prepare, and close faster
Deploy Your AI Mortgage Prequalification in Minutes, Not Months
Three steps to replace your static pre-qual form with an AI conversation that captures what income fields and dropdown menus never will.
Define What Your LOs Need to Know
Tell Perspective the questions that separate closeable deals from tire-kickers — income complexity, credit picture, timeline, urgency, competing offers, and what went wrong with previous lenders. It builds a pre-qualification AI conversation that adapts based on each borrower’s responses. No flowcharts, no code.
Send to Every New Lead
Deploy via text, email, or embedded on your website. Borrowers complete the pre-qualification conversation on their own time — evenings, weekends, right after they find a listing they love. Serious buyers appreciate the thorough process; casual browsers self-select out.
Give LOs Deals They Can Actually Close
Your loan officers get the full borrower profile — income sources, credit context, down payment, urgency, and red flags — routed to LendingPad, Zeitro, Salesforce, or Slack. No more cold-calling unqualified leads. No more first-call surprises.
Try the AI Mortgage Prequalification Yourself
This is a live AI conversation — the same experience your borrowers would have after clicking “Get Pre-Qualified.” See how it captures what a four-field form never could.
This is a live conversation, not a recording.
A New Lead Just Submitted Your Pre-Qual Form. Do You Know If They’re Serious?
Stop wasting LO hours on borrowers who aren’t ready. Give every lead an AI prequalification conversation that captures income complexity, urgency, credit context, and intent — so your team spends time on deals that will actually close.
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